Skip links

About Us

At SteadFin, we are committed to transforming the lives of our members through innovative, quality, and flexible services. Under the motto: ‘Many Lives, Many Futures’ SteadFin was established in October 2017 as a registered Savings and Credit Co-operative Organisation that derives its mandate from the Uganda Co-operative Societies Act 1991, The Cooperative Societies (Amendment) 2020 and its bylaws.

SteadFin has since grown to become a leading cooperative in Africa, active members who are primarily locally engaged staff of the U.S. Mission in Uganda, from agencies; State Department, USAID, CDC, NIH, and Peace Corps. SteadFin also maintains an active membership of U.S. Mission retirees, spouses, and the children of full members, as well as SteadFin staff.

We strive to transform members’ lives through innovative, quality, and flexible services by Providing affordable credit, financial literacy, and Sustainable investment opportunities


Our vision is to be the leading cooperative in Africa with financially liberated members.


Our mission is To transform members' lives through innovative, quality, and flexible services.

Our Values

SteadFin Organogram

Annual General Meeting(AGM)

The General Assembly is the supreme authority of the SACCO.
Duties and Responsibilities of the AGM.

Board Of Directors

The Board is the principal leadership/governance organ of the SACCO and directs the affairs of the SACCO on behalf of its general membership while overseeing the management and making strategic decisions of the SACCO. It is composed of a diverse group of 9 elected members and one co-opted member who have relevant experience and expertise in various fields.

Xavier Ejoyi


Anna Awor


Henry Nsubuga

General Secretary

Dennis Natumanya


Edward Katongole


Fiona Waata


Julius Ondoga


Dorcas K Kaganda


Maryanne Isabirye


Moses Kirya

Co-opted Member

Board Committees

The Board of Directors has four committees, comprised of Board members who are required to attend meetings of the respective committees on which they serve.

Credit Committee

The Credit Committee supports the Board with setting the strategic direction for the SACCO’s lending operations. This committee oversees the credit function of the SACCO.

Assets and Liabilities Committee (ALCO)

ALCO serves as a planning unit in terms of resource allocation, and is responsible for aligning the SACCO’s entire portfolio. The Committee reviews the budget as proposed by Management and makes recommendations for the Board’s approval.

Operations, Human Resource and Member Education committee

The Operations Committee provides review, guidance, and oversight for SACCO's overall operations.

Audit and Risk Management Committee

The audit committee is responsible for overseeing a company's financial reporting, internal controls, and risk management processes.

Management team

We have a dedicated team that is committed to serving our members. Our team is made up of experienced professionals in the corporate sector, who are passionate about helping members achieve their financial goals by upholding the cooperative philosophy of people helping people.

Mercy Tumukunde Gava

Chief Executive Officer

Yvonne Bahenda

Head of Operations

Muhammad Ndawula

Head of Finance and Investments

Norah Namwanje

Senior Financial Advisor

Daphine Acano

HR and PR Officer

Julius Opule


Daphne Allo

Administrative Officer

Stella Nasirumbi

Financial Advisor

Ronald Muntu

Logistics Assistant