Retirement Loans

This is a loan extended to retiring members based on accumulated terminal benefits. It is intended to enable members plan early and start income generating projects that will support them during retirement.


  • Competitive annual interest rate of 10%.
  • Loan amount of up to UGX 200 million.
  • Payable as a lump sum in a maximum period of 1 year from time of loan disbursement.
  • Secured by a signed Defined Contributions Plan (DCP) form.


  • Funds are secured by members’ expected Defined Contributions Plan (DCP) payment
  • Enables members to plan early for their retirement.


  • Copy of  Defined Contributions Plan (DCP) payment
  • Completed Loan application form
  • Bank Transfer Form or Postdated Cheque