Real Estate Loans

This loan facility focuses on enabling members acquire property at favorable terms including interest rates.


  • Loan amount of up to UGX 300 Million
  • Competitive annual interest rate of 16% on reducing balance.
  • Payable in five (5) years.
  • Loan secured by title of the land 
  • Grace period: 6-8 months on principle only


  • Enables members to acquire property for personal development.
  • Loan is secured by land so no effect on savings or Defined Contributions Plan (DCP)
  • Favorable interest rates
  • Can be held with other loans.


  • 25% in savings of the requested amount
  • Copy of projected cash flows
  • Tenancy agreements where rental income is to be considered plus proof of ownership. 
  • Collateral : Land title